Saturday, January 31, 2009

Tribute to the goddess.

The day for this occasion couldnt have been better.
Neha gets her first ever earning on the day of the Basant Panchmi, more auspiciously called "sarawasti Puja".
Its a big time celebration here in Bihar on this day, though ironic for the low litteracy rates, but the importance for knowledge is surely felt.

Neha though having been instrumental in managing our business and is entitled to a salary, gets this first renumearation for data entry of elction candidates at a website called, "empoweringindia.org"

it is truly an achievemnt in senses more than one, as the purpose of work is as satisfying as the source of generation of income.
well atleast one person i know is empowered today and understands the utility of skills, knowledge and information.
A true tribute to the godess.

Tuesday, January 27, 2009

Slumdog millionaire

Slum dog millionaire
Well, it seems it might gain some half a dozen Oscars after all.
The world wants to listen to the dark side of the Indian story,
Well, it’s hardly a good flick,
And wouldn’t even go close to the block buster,’
Neither is it a true Indian story,
For Jamal would have never won,’ and would have finished his life, in some prison or slum.
But it’s not what Americans want to see either,
“here is the true American heart son”!!
Na Na Na…yu might be lion heart,
But money cant buy me love!!

Re-public day and more

Why is it that some people take away the words that you meant more religiously?
Gurucharandas wrote things that I would meant to post this day more seriously,
About Raju on his birthday coinciding on our 60th republic!
Raju of Satyam did what dhritrashtara did for his sons.
Of course, it was not the dharma,

Corporate identity and responsibility is not far beyond dharma,
Once one incorporates shareholders beyond the family,
Extension of this family lays beyond sharing the womb.

It’s a tough task, to irrelate, to relevance,
To consider the company an identity a separate one,
Where no one in blood and flesh stands.


And the one who do are called representatives of people
And who do not necessarily do represent people.

Raju, lost himself to two filial obligations,
The representatives and the sons.


And Gurucharandas has already written on much ado about nothing.

Thursday, January 22, 2009

Obama For Hope

In an ever changing, ever evolving world, yesterday at Washington noon, we were told to realize the obvious.
A speech rehearsed umpteen times, inspired by a Hollywood scriptwriter, presented by a, to be symbolic hero of our times graced with the politically correct color in a perfect theatrics mode.
As if the calendar were to change from noon, as if Magna Carta were reprinted, a second issue.
Every thing about this presidency is hype and propaganda.
The combined of the top of the pyramid is selling hope like they sell soap.
For that’s what our very own laloo ji taught them what they don’t teach at Harvard.
Social justice sold better than roads.
Well so it occurred it in the U.S of America, the race sold better than the best. Words, media, hype and popularity scored over all else.

It is too much to expect from someone who is not even there as yet. The world makes a hero out of no one just to sell their commodity. Facts are hidden and jingles are formed to hit the nail.
Some where in all this an essence is lost, there is a decline in recognizing the true meaning of democracy, laloo an many more in India are a true example of what democracy can be reduced to.
Lets not get affected by the trivialities, lets not loose the thinking minds and believe what they say 60 times for a duration of 90 seconds using colors just as important to get your first attention, perfected jingles and products placed at your eyelevel.

Let’s go a little beyond that, and question the conventional, that is how change is born.
We don’t know what Obama could do; we know what we could do, lets not let the hype get to us as much that they could sell even their failures well packed and make us pay twice for that.
But then hope is the only way humanity has known for its continuous survival for ages.
And if the humans need symbols for everything, and Obama happens to be a symbol for hope, than be it.
Better still be to place your hope in engraved stones, churches, temples and mosques. They make no mistakes, and leave all the judgment to the individual.
After all every foot forward will be ours and ours only.

Sunday, January 11, 2009

Happy Birthday

like flowing water on the ground,
life was scattered,
you meandered and channelized
into a fine rolling stream,
and days turned into events,
every day was looked forward to,
nights were dreamy and short,
humanity had touched me,
for many a first

it was a moment in life,
which had purpose and a sense of awakening,

in that dimension,
i could call it love,
cause it never happened again,
at least not the same way,
every moment similar since then
was compared and I didn't miss you,
as you were there,
in loss in gain,
in joy in pain,

of course things change,
they are supposed to,
you made a large difference to me,
good or bad i owe you one,

sometime though in this life,
would surely wish to speak in your eyes
the many words i have learnt just to thank you enough.
Happy Birthday.

Wednesday, December 31, 2008

Good riddance 2008

Good riddance,
How can I say that to a year that gave me so much?
Turbulence and turmoil,
Re and re and more re thinking everyday,
That I would need more patience and more perseverance the year next,

Old bonds turned into bondages,
The bindings turned into shackles,
Iron they were not and melted with a little heat,

The year that gave me new old friends,
The strings which were unseen were quite strong,

Sleeps and reasons to sleep,
Dreams of flowers and new faces,

Children’s smiles and joy’s
To have seen them grow and learn,

New faces and friends
Facebook and books of faces old

More grey hair all around,
More resolutions to keep fit
Learning to say no
Listening to yes,

To have a thicker skin,
New technology
More wings,
Longer chain on my anklets.

The coming year promises more,
More resolve,
More of everything absolute,
Sure there will be more demanding situations,
This year has taught me enough to handle the next better.

All that was of the year that was,
Better than the last and bitter than the arriving,

We have eyes in front and not back of our heads,
Looking forward to the year ahead
As if we have a choice.

Good riddance though.

Sunday, December 14, 2008

Bait In Bailout

In 2004 while I was at the peak of my Farming escapade.
I took a crop loan for large scale cultivation of Baby corn.
That Year I was the largest single grower of the crop in this country, daily supplies went up to 700 kgs daily.
I was supplying to almost all the major processors of in this country.
The loan exposure from the bank was around 13 Lakhs.
I had to provide a fixed asset collateral of approximate Rs. 80 lakhs and Fixed deposit of Rs. 1.5 lakhs
When in 2005 we setup our own processing unit, I repaid all outstanding, leaving around 1.8 lakhs to be adjusted against my Fixed deposits.

I was a busy man for last few years and never got the time to get a " No dues" from the bankers.
But for last week, when I inquired for the same I was told my out standing was 3.22 lakhs and I still owe the bank as much.
After a short stress, I realized what the banks had done.
they had kept the loan going, without liquidating my deposits and adjusting to the outstanding.
It was a gross banking Sin and I could have them taken to task.
I get 4.25% on Fixed deposits and get charged 9.25 % on my loan amount.
I knew I had a booty in waiting here.

First things first.
"sir, that means my deposits are still intact with you?"- I asked the manager,
"yes of course"
"Considering you have enough collateral as security can I have the deposits back?"
after a little contemplation "yes! of course, its your money, we only need 150% of loan amount as collateral"
So the first thing I do is withdraw the basic sum of Rs. 1.5 lakhs.
The interests are still to be calculated and they will do so in spare time and credit my account.

one might feel, that I was a fool to have taken the bait, where the bankers were screwing my trip.

Well, there was a Farmers bailout package early this year, all farm loans, without any exceptions were to be pardoned. My loan amount was due on the day of the notification. So, I do not have to pay this amount anyway. even if banks have not forwarded my case, they will have to bear the brunt.
My immediate benefit is limited to my FD and the interests thereof.

Well my scrutiny for IT returns for the same year is on, and farmers and food processing units are exempted from Income tax, and we were in losses of 16 lakhs that year anyway.

I have been told that I might be penalized up to 1 lakh for inducting too much cash unexplained in my firm.
How well are farmers supposed to equip themselves for any integration or growth?

Garbage in garbage out.